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Americans are carrying a huge amount of debt. In the third quarter of 2025, credit card balances reached $1.23 trillion—a $67 billion increase from the previous year. Overall household debt hit a record $18.59 trillion. ...

During periods of economic hardship, individuals may struggle to keep up with auto loan payments. The good news is that there are options available to navigate this difficult situation. Auto loan relief programs allow ...

Selling a car when you’re still paying off its loan might seem tricky, but it’s definitely doable. Whether it makes financial sense for you depends on your personal money situation.  Here, we’ll guide you on ...

More car buyers are now taking out loans that last seven years or more when they buy a new car. This shows how car prices and borrowing costs keep going up.   How Common Are 7-Year Loans? Accor...

The Federal Reserve recently lowered its main interest rate by 0.25 percentage points, bringing it down to a range between 3.50% and 3.75%. This is the lowest the rate has been in nearly three years. The decision sh...

In today's market, new car buyers face the challenge of navigating rising vehicle prices and increased financing rates.  However, one area under a buyer's control is their credit score, which ca...

Deciding whether to lease or finance a car is a significant choice for anyone in the market for a new vehicle.  With leasing, you might enjoy lower monthly payments compared to a car loan, but at the lease'...

  Lower Rates Ahead for Those with Good Credit Greg McBride from Bankrate predicts that auto loan rates may become more favorable due to increased competition among banks, particularly benefiting borrowers with strong credit scores. ...

When you want to save money on your car loan or need a payment plan that better fits your budget, refinancing your auto loan might be the way to go.  Refinancing means getting a new loan to pay off your current car loan...